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Risk
Management
A
B
C
D
E
F
G
H
I
J K
L
M
N
O
P
Q
R
S T U
V W
X
Y
Z
A
Accidents
Accident Safety
B
Baby Gates
Baseball
Biking
Basketball
C
Camping
Canoeing
Changing Tables
Cold Weather
Copyright Law
Counseling
Cribs
D
Defamation
E
F
Fire Safety
Fireworks
Floods
Forms of Violence
G
H
Hayrides
Heat Safety
Hiking
I
Inspections
Intruder policies
Insurance
J
K
L
Lightning
M
N
Natural Peril
Negligence
Negligent
Retention
Selection
Supervision
Nursery Safety
O
P
Playground
Equipment
Safety
Surfaces
Playpens
Public Domain
Q
R
Recreational Activities
Release Forms
S
Safety,
Accident
Fire
Heat
Natural Peril
Nursery
Playground
Recreational Activities
Transportation
Water
Skateboarding
Soccer
Softball
Storms
Strollers
T
Tornadoes
Transportation Safety
U
V
Violence
W
Water Safety
Works for Hire
X
Y
Z
Top of Page
Accidents
As unfortunate
as they are, accidents do happen. The church needs to be
prepared to handle accidents. You can set up your own emergency
procedure and distribute it within the church. This way, if an
accident or injury should occur, everyone will know what to do.
The victim will receive help as quickly as possible. In serious
accidents, gaining even a few extra minutes can save a life.
- First, make the victim as comfortable
as possible. DO NOT ATTEMPT TO MOVE THE VICTIM. Keep
him/her warm. Administer first aid only if you have the
proper training.
- Next, call an ambulance and police or
fire departments as necessary. It’s best to call directly,
rather than dialing the operator. Don’t forget to give the
address clearly and distinctly.
- Get the names and telephone numbers
of any witnesses.
- Notify the victim’s family. Avoid
undue panic – explain the situation calmly. Tell the family
that you have called an ambulance and that help is on the
way. If the ambulance has already arrived, tell the family
which hospital the victim is being taken to.
- Cooperate with police and fire
department investigators. If you are a witness, you can
answer questions about the accident. Provide investigators
with your list of witnesses.
- As soon as possible after the victim
has been provided for, and preliminary investigation has
been made, inform your insurance agent of the accident.
Tell what happened simply and factually. Provide the names
of any witnesses. This will facilitate fast, equitable
settlement of claims for those injured.
For additional safety information,
contact: Church Mutual’s Loss Control Department, the
National Safety Council, the U.S. Department of Labor, your
local chapter of the American Red Cross, or your local
police and fire departments. In most cases, information is
free.
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Accident
Safety
The majority of accidents that occur on
church property are from slips and falls. To reduce the risk
of such accidents, consider the following:
-
Inspect
carpet for tears and rolls.
-
If using rugs
at entrances, make sure they stay in place and do not
slide on the floor surface.
-
Make sure all
microphone and electronic equipment wires are covered.
-
Clear stairs
of any debris.
-
Make sure all
handrails are steady and tight.
-
During winter
months, clear icy areas with de-icer.
-
Check parking
lot for uneven pavement, chuck-holes, etc. Make repairs
as quickly as possible. Place markers around hazardous
area until it can be repaired.
-
Post notices
warning people of wet or freshly waxed floors.
-
Make sure all
hallway, stairway, and exterior lighting is operating
properly.
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Baby Gates
Baby gates are not recommended for
churches. However many churches do use them in their
nurseries. To insure safe usage the “Baby Parenting”
website recommends the following:
If baby
gates are used to keep children in the nursery, consider the
following:
-
Choose a gate with a straight top edge and rigid bars or
mesh screen, or an accordion-style gate with small
V-shapes and diamond-shaped openings. Entrances to
V-shapes should be no more than 1 ½ inches (38 mm) in
width to prevent head entrapment.
- Be
sure the baby gate is securely anchored in the doorway
or stairway it is blocking.
-
Gates that are retained with an expanding pressure bar
should be installed with this bar on the side away from
the child. A pressure bar may be used as a toehold by a
child to climb over a gate.
(http://babyparenting.about.com/cs/preparinghome/a/safegate.htm
)
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Baseball
Three
preventative measures can greatly reduce the number of
injuries associated with baseball and softball. They
include using helmets with a face guard, substituting
softer baseballs and softballs for the standard ones,
and using modified safety bases.
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Biking
Many
churches are beginning to offer biking tours for the
youth and congregation. The “Kids Health” website
recommends the following road rules:
Road Rules:
-
Always
ride with your hands on the handlebars.
-
Always
stop and check for traffic in both directions when
leaving your driveway, an alley, or a curb.
-
Cross at
intersections. When you pull out between parked
cars, drivers can't see you coming.
-
Walk your
bike across busy intersections using the crosswalk
and following traffic signals.
-
Ride on
the right-hand side of the street, so you travel in
the same direction as cars do. Never ride
against traffic.
-
Use bike
lanes or designated bike routes wherever you can.
-
Don't
ride too close to parked cars. Doors can open
suddenly.
-
Stop at
all stop signs and obey street (red) lights just as
cars do.
-
Ride
single file on the street with friends.
-
When
passing other bikers or people on the street, always
pass to their left side, and call out "On your
left!" so they know that you are coming.
(http://www.kidshealth.org/kid/watch/out/bike_safety.html)
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Basketball
Basketball facilities can be indoors or outdoors. The
following are recommended for each area.
Outdoors:
-
Area needs to be clear of debris to reduce risk of
injury.
-
Area should be well lit.
-
If
part of a church activity, provide referees to
reduce rough housing.
Indoors:
-
Area
needs to be clear of obstacles.
-
Proper
shoes need to be worn.
- Provide
referees to reduce rough housing.
-
Keep
activities age appropriate.
-
Area
should be well lit.
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Camping
When providing camping experiences for the church’s
youth or children consider the following:
-
Be
aware of possible weather conditions during the
experience.
-
Have knowledge of bugs, poisonous plants, or
wildlife that may be in the camping
area.
-
Be aware of allergies youth or children may
have.
-
Know proper handling of campfires or outdoor
grills.
-
Have a map of the area.
-
Carry a first-aid kit and bug repellent.
-
Keep all food sealed in tight containers,
outside tents so not to attract animals.
-
If camping near water, instruct campers on water
safety.
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Canoeing
The Department of Natural Resources of the state
of Wisconsin provides the following rules to be
observed when experiencing a canoeing activity:
-
To get into your canoe:
- Have someone hold the
canoe steady – you don’t want to tip the
canoe before you even get out on the water!
- Crouch low - keep
your knees bent and
- Grab the sides of the
canoe for balance as you walk to your seat
- Always walk along the
center – keeping your feet on the centerline
will help keep the canoe from rocking.
-
Stay low – do not stand
up or walk in your canoe when you are away
from shore.
-
Always wear your life
jacket - you never know when you might fall
out or tip over unexpectedly.
-
Avoid sudden or jerky
movements – rocking from side to side could
cause the canoe to tip over.
-
Be aware of the currents
in the water – you don’t want to end up
floating farther downstream than you
planned. If the current starts to pull you
along faster or you see lots of rocks in the
water ahead of you paddle away from them or
paddle towards the shore.
-
Always sit on the seats
or in the center of the canoe – sitting on
the side of a canoe will cause it to tip
over.
-
Stay away from low
hanging trees and branches near the shore.
-
Do not canoe in bad
weather.
-
Avoid letting big waves
hit the side of your canoe – always try to
keep your canoe at a right angle to the
waves otherwise the wave might push your
canoe over.
-
If your canoe tips over:
-
DON’T PANIC
- Stay with your canoe
- Paddle or push your
canoe to shore – with the help of the other
person in your canoe, you can get out in
shallow water and flip the canoe to dump out
the water and climb in. Your canoe will
float even if its full of water until you
can get to shore to empty it.
- Always bring along
extra clothing in a waterproof container-
you want to be prepared in case your canoe
tips or the weather changes.
-
Be sure to bring the
proper equipment:
- Sun protection –
hats, sunscreen, long sleeves and pants
- First aid kit
- Plenty of food and
water
- Life vests
- Map – be sure you
know where you are so you do not get lost!
-
Tie all your equipment to
the canoe – put your equipment into a
waterproof bag to keep it dry and tie it to
one of the center beams in the canoe so that
you don’t lose everything if your canoe tips
over.
-
Do not litter – carry out
everything you bring in – the animals don’t
like a messy home.
(http://www.dnr.state.wi.us/Org/caer/ce/eek/nature/camp/canoeSafety.htm)
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Changing Tables
Churches use either table models or
wall-hung models of changing tables.
When using table models:
-
Check for any sharp edges.
-
Keep
baby powder, wipes, etc. out of baby’s
reach.
-
Never
leave baby unattended on table.
-
Provide
antibacterial wipes to keep changing
surface clean.
-
Make
sure table is sturdy.
When using wall-hung model:
-
Make sure unit is securely attached
to the wall.
-
Use safety straps.
-
Keep baby powder, wipes, etc. out of
baby’s reach.
-
Never leave baby unattended.
-
Provide antibacterial wipes to keep
changing surface clean.
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page
Cold Weather
The American Red Cross provides the
following cold weather tips.
-
Stay indoors during the storm.
-
If you must go outside, several
layers of lightweight clothing
will keep you warmer than a
single heavy coat. Gloves (or
mittens) and a hat will prevent
loss of body heat. Cover your
mouth to protect your lungs.
-
Understand the hazards of wind
chill, which combines the
cooling effect of wind and cold
temperatures on exposed skin. As
the wind increases, heat is
carried away from a person's
body at an accelerated rated,
driving down the body
temperature.
-
Walk carefully on snowy, icy,
sidewalks.
-
After the storm, if you shovel
snow, be extremely careful. It
is physically strenuous work, so
take frequent breaks. Avoid
overexertion.
-
Avoid traveling by car in a
storm, but if you must...
-
Let someone know your
destination, your route, and
when you expect to arrive.
If your car gets stuck along
the way, help can be sent
along your predetermined
route.
(http://www.redcross.org/article/0,1072,0_276_5703,00.html
)
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page
Copyright
Law
The church must
realize that all music, cantatas,
dramas, Sunday School materials,
books, etc., are the intellectual
property of its creator. The term
intellectual property means:
“Any product of
the human intellect where ownership
can be claimed and protected by
law.”
(http://www.pdinfo.com/faq.htm
)
Just because a
piece of music, a book, an article
on the Internet does not have a
copyright symbol attached does not
mean that it isn’t copyrighted.
Therefore, before making any copies
of music for choir practice, sound
recordings for choir members to
study, videos to be displayed such
as in a sermon, adding music to
websites, and the list could go on
and on, churches need to make sure
they have the proper permission and
licenses.
Churches do have
permission to perform copyrighted
religious works in worship services
without first obtaining permission.
“The Copyright
Law permits the performance of
copyrighted religious works in the
course of services at places of
worship or at religious assemblies.
However, performance licenses must
be obtained from the copyright owner
for any musical performance outside
of a specific “worship service”
including concerts and special
musical programs.”
(http://www.cmpa.music.org/html/main.isx?sub=13
)
Churches can
receive assistance for obtaining
copyright permission and licenses
for music and videos through:
Christian
Copyright Licensing, INC. (CCLI)
www.ccli.com
1-800-234-2446
6130 NE 78th
Court, Suite C-11
Portland, OR
97218
Many churches
have photo copies of choir music,
praise band music, etc. These
documents should be destroyed at
once. Law enforcement considers this
harboring stolen goods. The
penalties for having these
unauthorized copies are as follows:
“The law provides
for the owner of a copyright to
recover damages ranging from $500 to
$100,000 per copyright infringed. If
willfull infringement for commercial
advantage and private financial gain
is proved, criminal fines of up to
$250,000 and/or five years
imprisonment may apply.”
(http://www.cmpamusic.org/html/main.isx?sub=13
)
This would also
include the audio and video
recording of church worship
services. However, the CCLI license
does permit a limited number of
recordings for use in the
congregation.
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page
Counseling
Pastors need to
be specific in establishing
boundaries when meeting with
individuals of the opposite sex.
When establishing boundaries
consider:
-
Having third person present.
-
Leaving office door ajar.
-
Have window in office door or
beside office door.
-
Have someone regularly walk past
your office or have person
stationed outside your office.
-
Never meet individual in a
secluded location.
-
Limit the number of times you
will meet with the individual.
Unless you have a counseling
license, it may be best to refer
individuals that need extended
assistance to a local counseling
service.
Unless pastors
have education in counseling and
carry counseling licenses, they
should not state they offer
“counseling” services. Stating such
could open the pastor for charges of
malpractice or sexual misconduct.
Pastors need to know the state
specific laws regarding counseling.
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page
Cribs
“Parents”
website recommends the following
guidelines for crib safety:
-
Remove bumper pads, toys,
pillows, and stuffed animals
from the crib by the time the
baby can pull up to stand.
-
Remove all crib gyms, hanging
toys, and decorations from the
crib by the time the baby can
get up on his hands and knees.
-
Make sure the crib has no
elevated corner posts or
decorative cutouts in the end
panels.
-
Fit the crib mattress snugly,
without any gaps, so the baby
can’t slip in between the crack
and the crib side.
-
Make sure slots on the crib are
no more than 2 3/8 inches apart.
-
Make sure that all screws,
bolts, and hardware – including
mattress supports – are in tight
to prevent the crib from
collapsing.
-
Make sure there are not plastic
bags or other plastic material
in or around the crib.
-
Check the crib for small parts
and pieces that the baby could
choke on.
-
To reduce the risk of SIDS
(sudden infant death syndrome),
put the baby to sleep on her
back in a crib with a firm, flat
mattress – no soft bedding
underneath her.
(http://www.parents.com/baby/safety/nursery/nursery-safety-tips
)
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of page
Defamation
Defamation occurs when a person’s reputation is damaged by
malicious oral or written
statements that are false.
Defamation lawsuits can be
destructive for all involved.
For detailed information see Block B2-The Church and the Law.
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of page
Fire Safety
A fire to a
church can be devastating to a
congregation. There are
proactive measures that churches
can use to reduce the risk of a
fire.
-
Keep combustibles away from
electrical boxes and heating
equipment. This includes
boxes, paints, fuels for
lawn care equipments, oils,
paper, etc.
-
Keep functioning fire
extinguishers located
throughout the facility.
Especially have
extinguishers located in the
kitchen area, sanctuary
area, furnace room, storage
area, and office areas.
Extinguishers should be
checked on a regular basis.
Contact your local fire
marshal for an appropriate
schedule.
-
Schedule fire inspections
with your local fire
marshal. Better to be safe
than sorry. Remember you are
a public facility and owe it
to the people entering your
doors to provide a safe
environment.
-
Inspect electrical wiring
for frayed wires or shorts.
Check electrical outlets for
shorts. Make sure outlets
are over taxed with too much
being attached to them.
-
Inspect extensions to make
sure they are the proper
type for their use.
-
Check all kitchen appliances
for any sign of unusual
wear, dirt, grease, etc.
-
Keep all flammable liquids
in a safety cabinet away
from any source of heat.
-
If using candles, never
leave them unattended. Do
not burn candles in
bathrooms or classrooms.
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of page
Fireworks
Churches
should only use fireworks that
are provided by a professional
service. When considering having
a fireworks display:
-
Secure a professional
service.
-
Make sure area is
appropriate for such a
display.
-
Make sure there is
significant distance between
crowd and where fireworks
are being ignited to reduce
the risk of injury from
errant fireworks.
-
Monitor the weather.
-
Have proper fire
extinguishers on site.
-
Provide crowd control.
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of page
Floods
The
government weather website
provides the following
information regarding floods:
When you
receive a Flood Watch:
-
A Watch is issued when
flooding is possible within
the watch area. When a flood
watch is issued, you should
be aware of potential flood
hazards. Everyone in a Watch
area should be ready to
respond and act quickly.
-
Have an evacuation plan in
place BEFORE flooding
occurs. Flooded roads may
cut off your escape route.
Head for higher ground
before the water becomes too
deep. Remember – just six
inches of rapidly flowing
water can knock you off your
feet.
-
Know your flood risk and the
elevation above which
flooding occurs. Do streams
or rivers near you flood
easily? If so, be prepared
to move to a safe place.
Know your evacuation routes.
-
Find out if you are located
in a high, medium, or low
flood risk area. Check with
your city or county
government to find out if
your community is
participating in the
National Flood Insurance
Program. Start with the
Building or Planning
Department to review the
Flood Insurance Rate Maps,
published by the Federal
Emergency Management Agency.
-
Develop an evacuation plan.
Everyone in your family
should know where to go if
they have to leave.
-
Discuss flood plans with
your family. Everyone should
know what to do in case all
family members are not
together. Discussing flood
plans ahead of time helps
reduce fear and anxiety and
lets everyone know how to
respond.
-
Determine if the roads you
normally travel to reach
your home or job will be
flooded during a storm. If
so, look for alternative
routes to use during
flooding.
-
Keep a NOAA Weather Radio
All Hazards, a
battery-powered portable
radio, emergency cooking
equipment, and flashlights
in working order with extra
batteries.
-
Have a professional install
check-valves in plumbing to
prevent flood waters from
backing up into the drains
of your home.
-
Keep your automobile fueled;
if electric power is cut
off, gas stations may not be
able to operate pumps for
days.
-
Store drinking water in
food-grade containers. Water
service may be interrupted.
-
Keep a stock of food
requiring little cooking and
no refrigeration; electric
power may be interrupted.
-
Keep first-aid supplies and
prescription medicines on
hand.
(http://www.weather.gov/floodsafety/resources/FloodsTheAwesomePower_NSC.pdf
)
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of page
Forms of Violence
There are
various forms of violence that a
church can encounter. These can
include:
-
intruders that are armed,
intoxicated, belligerent,
etc.
-
harassment between church
staff, church staff &
members, or between members
-
abuse of various forms
-
fighting
-
vandalism
Church need
to have policies and procedures
in place to handle such
situations. For guidelines to
develop such policies and
procedures see Block D4-
Violence in the Church.
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of page
Hayrides
The National
Safety Council recommends the
following guidelines when having
hayrides:
To
approach the planning and
coordination of a hayride,
consider the 3 H's: H
itching, Highways and
Horseplay.
-
Hitching includes the wagon,
the tractor or truck that is
pulling the wagon, and the
safeguards used to ensure
that the wagon is properly
attached. Never attach more
than one wagon behind the
pulling vehicle. Extra
wagons make the "snaking"
action of the caravan more
severe and may result in
sideswiping or overturning
of the trailing wagons. A
truck or tractor should
never pull a wagon so fast
that it sways out of a
straight line "Proper
hitching also includes using
a well-designed hitch pin
with a clip or lock between
the wagon and the pulling
vehicle; and installing
safety chains to ensure that
the wagon does not
disconnect while in motion,"
according to Professor
Dennis J. Murphy,
agricultural safety
specialist at the
Pennsylvania State
University.
-
Highway considerations
include the careful planning
of the hayride route.
Highways with excessive
vehicular traffic moving at
high rates of speed should
be avoided at all costs.
Hayride organizers should
consult with local law
enforcement agencies to seek
their advice on which roads
to use. These agencies may
also be willing to provide
security and safety during
the hayride. To further
reduce the highway hayride
hazard, have escort vehicles
traveling in front and in
back of the hayride with
their emergency lights
activated. Of course, your
hayride could stay off
highways altogether!
-
Horseplay on a hayride
should not be tolerated and
may become an unwanted
distraction to the driver.
Adult supervision is a must!
Hayride participants can
easily fall from a wagon or
truck and be run over by the
vehicle’s wheels causing
traumatic injuries. All
riders should be sitting
down while the wagon or
truck is moving. Be sure
these rules are clearly
stated to all participants
before the ride begins.
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Heat
Safety
The government weather
website recommends the
following heat safety tips:
-
Slow down.
Strenuous activities
should be reduced,
eliminated, or
rescheduled to the
coolest time of the day.
Individuals at risk
should stay in the
coolest available place,
not necessarily indoors.
-
Dress for summer.
Lightweight
light-colored clothing
reflects heat and
sunlight, and helps your
body maintain normal
temperatures.
-
Put less fuel on your
inner fires.
Foods (like proteins)
that increase metabolic
heat production also
increase water loss.
Drink plenty of water or
other non-alcohol
fluids. Your body needs
water to keep cool.
Drink plenty of fluids
even if you don’t feel
thirsty. Persons who (1)
have epilepsy or heart,
kidney, or liver
disease, (2) are on
fluid restrictive diets
or (3) have a problem
with fluid retention
should consult a
physician before
increasing their
consumption of fluids.
-
Do not drink alcoholic
beverages.
-
Do not
take salt tablets unless
specified by a
physician.
-
Spend more time in
air-conditioned places.
Air conditioning in
homes and other
buildings markedly
reduces danger from the
heat. If you cannot
afford an air
conditioner, spending
some time each day
(during hot weather) in
an air conditioned
environment affords some
protection.
-
Don’t get too much sun.
Sunburn makes the job of
heat dissipation that
much more difficult
(http://www.weather.gov/om/heat/heat_wave.shtml
)
Know These Heat Disorder
Symptoms
-
Sunburn:
Redness and pain. In
severe cases swelling of
skin, blisters, fever,
headaches. First Aid:
Ointments for mild cases
if blisters appear and
do not break. If
breaking occurs, apply
dry sterile dressing.
Serious, extensive cases
should be seen by
physician.
-
Heat Cramps:
Painful spasms usually
in muscles of legs and
abdomen possible. Heavy
sweating. First Aid:
Firm pressure on
cramping muscles, or
gentle massage to
relieve spasm. Give sips
of water. If nausea
occurs, discontinue use.
-
Heat Exhaustion:
Heavy sweating,
weakness, skin cold,
pale and clammy. Pulse
thready. Normal
temperature possible.
Fainting and vomiting.
First Aid: Get victim
out of sun. Lay down and
loosen clothing. Apply
cool, wet cloths. Fan or
move victim to air
conditioned room. Sips
of water. If nausea
occurs, discontinue use.
If vomiting continues,
seek immediate medical
attention.
-
Heat Stroke (or
sunstroke):
High body temperature
(106° F. or higher). Hot
dry skin. Rapid and
strong pulse. Possible
unconsciousness. First
Aid: HEAT STROKE IS A
SEVERE MEDICAL
EMERGENCY. SUMMON
EMERGENCY MEDICAL
ASSISTANCE OR GET THE
VICTIM TO A HOSPITAL
IMMEDIATELY. DELAY CAN
BE FATAL. Move the
victim to a cooler
environment Reduce body
temperature with cold
bath or sponging. Use
extreme caution. Remove
clothing, use fans and
air conditioners. If
temperature rises again,
repeat process. Do not
give fluids. Persons on
salt restrictive diets
should consult a
physician before
increasing their salt
intake.
(http://www.weather.gov/om/heat/heat_wave.shtml
)
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Hiking
When planning hiking
experiences for the church’s
youth or children consider
the following:
-
Be aware of the weather
conditions of the day(s)
of the hike.
-
Carry a detailed trail
map.
-
Make sure to have a
first-aid kit along.
-
Hikers should have
appropriate shoes and
clothing.
-
Each hiker should carry
water or Gatorade.
-
If the hike could
possibly last into the
evening, hikers should
have flashlights.
-
If possible have someone
hike the chosen trail
before the scheduled
hike to see if there are
areas that may be
difficult for
inexperienced hikers.
-
Make sure the difficulty
of the trail matches the
skill of the hikers.
top of page
Inspections
The
policies and procedures
manual should contain a
section that details the
various inspections that
will take place at the
church along with the
timetable by which these
will occur. These
inspections should include
but not be limited to:
-
Heating and cooling
systems
-
Stairwells: interior and
exterior
-
Electrical systems
-
Playground equipment (if
applicable)
-
Vehicles
-
Carpeting
-
Security Systems
-
Gym equipment (if
applicable)
-
Parking lot
-
Kitchen appliances
-
Buildings: interior and
exterior
-
Store rooms
-
Fire extinguishers
-
Insurance policies
Specific
checklists can be purchased
at
www.christianitytoday.com
.
All
inspections should be
carried out systematically
and intentionally. All
findings should be well
documented. This
documentation should include
whether things are okay or
in need of repair. If
repairs are necessary,
specific reports should be
developed which include:
-
The date the problem(s)
was discovered.
-
The name of the
inspector.
-
The specific problem.
-
The date the problem was
corrected.
-
The name of who
corrected the problem.
This
report should be kept with
the original report.
top of page
Intruder Policies
Churches
need to be prepared to
handle the possibility of
intruders. They should have
policies and procedures in
place. For details in
developing these policies
and procedures see Block D4
– Violence in the Church.
top of page
Insurance
Churches need to do regular
audits on their insurance
coverage. They need to
consider whether there is
adequate coverage for:
For detailed information
regarding the various forms
of insurance see Block B2 –
The Church and the Law.
top of page
Lightning
The National Weather Service
provides the following rules
for lightning and storm
safety:
Storm and
Lightning Rules:
-
Postpone outdoor
activities if
thunderstorms are
imminent. This is your
best way to avoid being
caught in a dangerous
situation.
-
Move to a sturdy
building or car. Do not
take shelter in small
sheds, under isolated
trees, or in convertible
automobiles. Stay away
from tall objects such
as towers, fences,
telephone poles, and
power lines.
-
If lightning is
occurring and a sturdy
shelter is not
available, get inside a
hard top automobile and
keep the windows up.
Avoid touching any
metal.
-
Utility lines and metal
pipes can conduct
electricity. Unplug
appliances not necessary
for obtaining weather
information. Avoid using
the telephone or any
electrical appliances.
Use phones ONLY in an
emergency.
-
If
caught outside:
-
Find a low spot away
from trees, fences, and
poles. Make sure the
place you pick is not
subject to flooding.
-
If you are in the woods,
take shelter under the
shorter trees.
-
If you feel your skin
tingle or your hair
stand on end, squat low
to the ground on the
balls of your feet.
Place your hands over
your ears and your head
between your knees. Make
yourself the smallest
target possible and
minimize your contact
with the ground. DO NOT
lie down.
-
If you are boating or
swimming, get to land
and find shelter
immediately.
(http://www.nws.noaa.gov/om/brochures/ttl.pdf
)
top of page
Natural Peril
Natural peril covers the
variety of events that
weather or earth
movement can create.
These can include, but
are not limited to:
top of page
Negligence
We
are all becoming more
acutely aware of the
growing trend of law
suits being brought
against churches and
their affiliate
ministries. The vast
majority of these claims
are being based upon
“negligence” and/or
“gross negligence” in
some areas such as; lack
of background checks on
employees or volunteers,
potentially dangerous or
hazardous building
maintenance issues, lack
of proper supervision at
events and etc.
Negligence could be
defined as a failure to
use that degree of care
which an ordinary person
of reasonable prudence
would use under the
given circumstances.
Negligence may be
constituted by acts of
either omission or
commission, or both.
Gross Negligence
is defined as
reckless, wanton and
willful misconduct,
where the standard of
due care of a reasonably
prudent person has been
ignored by such a
shockingly wide margin
that it reflects an
indifference to the
natural and probable
consequences as to
almost amount to an
intentional act.
For more information see
Block B2 – The Church
and the Law.
top of page
Negligent Retention
Negligent retention
occurs when a church
continues to retain an
individual after they
have received
information indicating
the person poses a harm
to others. Upon
receiving such
information, church
leaders should
investigate the
situation for
credibility.
Block B2 – The Church
and the Law provides
more details.
top of page
Negligent Selection
Negligent selection
occurs when church
leaders do not pursue
due diligence in their
selection of workers
whether paid or
volunteer. Due diligence
would include:
For more details see
Block B2 – The Church
and the Law.
top of page
Negligent Supervision
Churches need to have
detailed policies and
procedures for providing
supervision of all
church workers whether
paid or volunteer. These
policies and procedures
should include:
For more details see
Block B2 – The Church
and the Law.
top of page
Nursery Safety
Churches need to provide
the utmost care in their
nurseries. The things
that should be
considered are:
For more details see
Block D1 – Risk
Management and the
Church.
top of page
Playground Equipment
When placing equipment
on the playground, an
understanding of use
zones will help reduce
the risk of injury of
children colliding with
one another.
-
Slides – The use
zone in front of the
access and to the
sides of the slide
extend a minimum of
6 feet from the
perimeter of the
equipment.
-
Single-Axis Swings –
The use zone should
extend to the front
and rear of a
single-axis swing a
minimum distance of
twice the height of
the pivot point
above the surfacing
material measured
from a point
directly beneath the
pivot on the
supporting
structure.
-
Multi-Axis Swings –
The use zone should
extend in any
direction from a
point directly
beneath the pivot
point for a minimum
distance of 6 feet
and the length of
the suspending
members.
-
Merry-Go-Rounds –
The use zone should
extend a minimum of
6 feet beyond the
perimeter of the
platform. This use
zone should never
overlap the use zone
of any other
equipment.
-
Spring Rockers – The
use zone should
extend a minimum of
6 feet from the “at
rest” perimeter of
the equipment.
(Handbook for
Public Playground
Safety, U.S.
Consumer Product
Safety Commission,
pages 6 & 7)
All equipment should
be inspected for
potential hazards
that can be caused
by corrosion, rot,
insects, weathering,
wear and tear, or
vandalism. The
ground should also
be inspected for
broken glass,
anthills, and other
debris. A more
formal, detailed
inspection should
also be conducted on
a regular basis.
It is recommended to
have separate
playgrounds with age
appropriate
equipment. This will
reduce the risk of
younger children
being injured by
older children or on
equipment that is
not appropriate for
their age.
top of page
Playground Safety
The Consumer Product
Safety Commission
stated over 200,000
children are treated
annually in hospital
emergency rooms from
injuries sustained
on a playground.
The single biggest
problem is falling
off equipment onto
the ground.
Approximately
one-third of
playground injuries
are fractures.
Other problems
include collisions
with moving and
stationary
equipment, and
contact with sharp
edges, protrusions,
pinch points, hot
surfaces, and debris
left on the ground.
Children also become
entangled or
entrapped in ropes
and opening;
clothing can catch
on slides; and
equipment can tip
over.
The Consumer Product
Safety Commission’s
Handbook for
Public Playground
Safety provides
safety
specifications that
are used by
communities across
the United States.
Every church
should obtain a copy
and use it to
evaluate its own
playground. A
free copy can be
downloaded at
http://www.cpsc.gov/CPSCPUB/PUBS/325.pdf.
top of page
Playground Surfaces
Though many
generations survived
with playing
surfaces of grass,
concrete, asphalt,
and dirt, they are
no longer
recommended. New
surfaces for
playground areas
should be shock
absorbing. The
materials
recommended include
mulch, shredded
tires, gravel,
woodchips, or sand.
The depth of a
playground’s surface
depends on the type
of equipment that is
to be used. The fall
heights of the most
popular playground
equipment are listed
below:
-
Climbers and
Horizontal
Ladders – The
fall height is
the maximum
height of the
structure.
-
Elevated
Platforms
including Slide
Platforms – The
fall height is
the height of
the platform.
-
Merry-Go-Rounds
– The fall
height is the
height above the
ground of any
part at the
perimeter on
which a child
may sit or
stand.
-
See-Saws – The
fall height is
the maximum
height
attainable by
any part of the
see-saw.
-
Spring Rockers –
The fall height
is the maximum
height about the
ground of the
seat or
designated play
surface.
-
Swings – Since
children may
fall from a
swing seat at
its maximum
attainable angle
(assumed to be
90º from the “at
rest” position),
the fall height
of a swing
structure is the
height of the
pivot point
where the
swing’s
suspending
elements connect
to the
supporting
structure.
(Handbook for
Public
Playground
Safety, U.S.
Consumer Product
Safety
Commission, page
4)
The following
chart gives the
proper depths
for the
playground
surfaces. Please
note that some
surface
materials may
require
“fluffing” when
the surface
becomes
compacted from
repeated use.

Handbook for
Public
Playground
Safety, U.S.
Consumer Product
Safety
Commission,
page5)
top of page
Playpens
“Parents”
website
recommends the
following
regarding
playpens:
-
Netting has
small weave
without any
tears. The
weave should
be so small
that not
even the
baby’s
finger could
slip through
and become
entwined.
-
The drop
side is up
and securely
locked. If
not, the
baby can
roll into
the pocket
created
between the
mesh and the
playpen pad
and
suffocate.
Also, he
could catch
his fingers
in the
hinges or
crawl or
climb out of
the playpen
if all the
sides are
not locked
up.
-
The rails
and padding
are in good
condition.
Do not use a
playpen in
which the
padded rails
have rips or
tears. Your
child could
remove and
ingest the
plastic
materials.
-
Never string
toys from
the playpen.
Any dangling
string or
cord could
encourage
the child to
try to climb
out,
resulting in
a tumble.
-
Never use an
accordion-style
fence as a
play yard. A
child can
get his head
caught in
the openings
and injure
his fingers
on hinges.
(http://www.parents.com
)
top of page
Public
Domain
Public
domain is
defined as:
“The term of
the
copyright
protection
has expired
and anyone
is free to
use those
works in any
way.”
(http://www.cmpamusic.org/html/main.isx?sub=13
)
It is not
wise to make
an
assumption
that an old
copyrighted
item is
automatically
public
domain or
items listed
on the
Internet as
public
domain are
just that.
There are
websites
that can
help in
determining
whether
items are
truly public
domain:
For sheet
music:
http://levysheetmusic.mse.jhu.edu/index.html
http://library.duke.edu/digitalcollections/hasm
http://memory.loc.gov/ammem/smhtml/smhome.html
http://memory.loc.gov/ammem/collections/sheetmusic/brown
http://www.lib.unc.edu/music/eam/index.html
http://people.ischool.berkeley.edu/~mkduggan/project.html
http://ceolas.org/ceolas.html
For public
domain
research:
http://www.loc.gov/index.html
http://www.mudcat.org/threads.cfm
For hymns:
http://www.cyberhymnal.org
For sound
effects:
http://www.soundsnap.com
For films or
videos:
http://www.archive.org/index.php
top of page
Recreational
Activities
Recreational
activities
include
sports and
exercise
programs.
Churches
need to have
policies and
procedures
in place to
cover the
following:
For more
information
see Block D1
– Risk
Management
and the
Church.
top of page
Release
Forms
Richard
Hammar’s,
Pastor,
Church & Law
– Third
Edition,
provides the
following
regarding
release
forms:
Many
churches use
“release
forms,”
which
purport to
release the
church from
legal
responsibility
for injuries
inflicted by
the
negligence
of its
employees or
workers.
Besides
being of
dubious
legal value,
such forms
primarily
protect the
church’s
insurance
company. If
injuries are
caused by
the
negligence
of a church
worker, then
the
liability
insurer will
pay for such
damages up
to the
policy
limits. If
the church
is not
negligent,
then it
ordinarily
will not be
assessed any
damages. A
release
form, even
if deemed
legally
valid by a
court, would
have the
effect of
excusing the
church’s
liability
insurer from
paying
damages to a
victim of
the church’s
negligence.
Release
forms that
purport to
excuse a
church or
other
organization
from
liability
for injuries
to a minor
are the most
likely to be
invalidated
by the
courts,
often on the
ground that
they violate
public
policy.
However, the
courts have
been less
reluctant to
recognize
release or
“assumption
of risk”
forms signed
by competent
adults, but
even these
forms are
viewed with
disfavor and
some courts
will go to
great
lengths to
invalidate
them,
especially
if they seek
to relieve
an
organization
of liability
for personal
injuries as
opposed to
property
damage.
Churches
should not
allow a
minor child
to
participate
in any
church
activity
(such as
camping,
boating,
swimming,
hiking, or
some
sporting
events)
unless the
child’s
parents or
legal
guardians
sign a form
that (1)
consents to
their child
participating
in the
specified
activity;
(2)
certifies
that the
child is
able to
participate
in the event
(e.g., if
the activity
involves
boating or
swimming,
the parents
or guardians
should
certify that
the child is
able to
swim); (3)
lists any
allergies or
medical
conditions
that may be
relevant to
a physician
in the event
of an
emergency;
(4) lists
any
activities
that the
parents or
guardians do
not want the
child to
engage in;
and (5)
authorizes a
designated
individual
to make
emergency
medical
decisions
for their
child in the
event that
they cannot
be reached.
Ideally, the
form should
be signed by
both parents
or guardians
(if there
are two),
and the
signatures
should be
notarized.
If only one
parent or
guardian
signs, or
the
signatures
are not
notarized,
the legal
effectiveness
of the form
is
diminished.
Having
persons sign
as witnesses
to a
parent’s
signature is
not as good
as a
notary’s
acknowledgment,
but it is
better than
a signature
without a
witness. The
form should
require the
parent or
guardian to
inform the
church
immediately
of any
change in
the
information
presented,
and it
should state
that it is
valid until
revoked by
the person
who signed
it. The
parent or
guardian
should sign
both in his
or her own
capacity as
parent or
guardian,
and in a
representative
capacity on
behalf of
the minor
child.
(pages 80 &
81)
top of page
Safety,
accident
See
Accident
Safety
top of page
Safety, fire
See
Fire
Safety
top of page
Safety, heat
See
Heat
Safety
top of page
Safety
natural
peril
See
Natural
Peril
top of page
Safety,
nursery
See
Nursery
Safety
top of page
Safety,
playground
See
Playground
Safety
top of page
Safety,
recreational
activities
See
Recreational
Activities
top of page
Safety,
transportation
See
Transportation
Safety
top of page
Safety,
Water
See
Water
Safety
top of page
Skateboarding
As
skateboarding
continues to
grow in
popularity,
many
communities
are building
skating
parks. Take
the
following
into
consideration
when
planning
skateboarding
events:
The U.S.
Consumer
Product
Safety
Commission
offers the
following
suggestions
for safe
skate-boarding:
(http://www.kidsource.com/cpsc2/skateboard.safety.html)
Always
make
sure
participants
are
wearing
the
appropriate
safety
gear.
top of
page
Soccer
When
providing
for
soccer
activities
consider
the
following:
-
Clear
field
of
any
debris.
-
Check
field
for
holes
or
uneven
ground.
-
Field
should
not
be
close
to
road
without
fencing.
-
Provide
referees
to
reduce
rough
play.
-
Develop
teams
based
on
age
and/or
ability.
-
Make
sure
players
are
wearing
proper
safety
equipment
and
shoes.
-
Check
goals
for
stability.
top
of
page
Softball
See
Baseball
top
of
page
Storms
See
Lightning
top
of
page
Strollers
Dr.
Spock’s
website
recommends
the
following
regarding
strollers:
If
nursery
workers
decide
to
take
children
out
for
a
stroll
on
pretty
days,
the
following
tips
about
strollers
should
be
considered:
-
Brakes. If possible, use a stroller with some form of brakes, and use them when you stop for more than just a moment.
-
Seatbelts. You may think that they are only for infants or when you're strolling quickly, but using seatbelts actually prevents many types of injuries. Get in the habit of always buckling up the child.
-
Stability. Use a model that is well designed and sturdy so it's not prone to tipping over. Lightweight umbrella strollers are by their very nature less sturdy than standard strollers, but you'll still find that some models are more stable than others. One simple test: Try hanging something (such as a purse) on the back of the stroller and see which ones tip over most easily.
-
Sitting properly. Even the best-designed stroller can be put to the test by a child who decides to face backwards or lean over the sides. Not sitting properly is an accident waiting to happen.
-
Toting extra items. Even if your child is sitting properly in his seat, some strollers are still relatively easy to tip over backwards if you hang anything on the back. Instead, look for under-the-seat baskets to store extra items such as a purse, toys, snacks, shopping bag, or jacket.
-
Parking lots. Never leave a child in the stroller behind a parked car. The reason is obvious if you stop to think about it.
-
Collapsible strollers. Make sure that your stroller is fully locked or correctly snapped into the open position before putting your child in it.
-
Stopping on a hill. Don't rest with the wheels pointing downhill and don't forget to set your brakes, even if you're just stopping for a moment!
(http://www.drspock.com/article/0,1510,5222,00.html
)
top
of
page
Tornadoes
The
National
Weather
Service
recommends
the
following
tornado
rules:
-
In a home or building, move to a pre-designated shelter, such as a basement.
-
If an underground shelter is not available, move to a small interior room or hallway on the lowest floor and get under a sturdy piece of furniture. Put as many walls as possible between you and the outside.
-
Stay away from windows.
-
Get out of automobiles.
-
Do not try to outrun a tornado in your car; instead, leave it immediately for safe shelter.
-
If caught outside or in a vehicle, lie flat in a nearby ditch or depression and cover your head with your hands.
-
Be aware of flying debris. Flying debris from tornadoes causes most fatalities and injuries. Mobile homes, even if tied down, offer little protection from tornadoes. You should leave a mobile home and go to the lowest floor of a sturdy nearby building or a storm shelter.
(http://www.nws.noaa.gov/om/brochures/ttl.pdf
)
top
of
page
Transportation
Safety
Churches
that
have
vehicles
such
as
vans
or
buses
to
transport
the
various
groups
of
their
congregation
to
activities
should
keep
the
following
in
mind:
-
Regularly inspect the vehicle for:
- Tire pressure
- Proper fluid levels
- Mirrors are operational
- Whether headlights, taillights, and turn signals are operating properly
- Trash in the vehicle
- Whether all seat belts are operating properly
- Any operational issues that would keep the vehicle from being deemed safe
-
Only allow drivers that have valid driver’s licenses and have passed background checks to operate the vehicles. Drivers should be screened for moving violations as well as sexual misconduct.
-
Keep a log of each time the vehicle was in use. The log should include: the name of the driver, a completed safety checklist before vehicle was used, the destination, the beginning and ending odometer readings, the date(s) the vehicle was use, and any problems that may have arisen on the trip.
-
Provide yearly training for all drivers of all vehicles.
top of page
Violence
See Forms of Violence
top of page
Water Safety

For more information see Block D1 – Risk Management and the Church.
top of page
Works for Hire
It is not uncommon for ministers to create works of music or written word while they are working at a church. A great misunderstanding comes as to who truly owns that material. The copyright law assigns the ownership to the church since it was done on church time, church property, and possibly with church personnel.
For more information see Block D3 – Copyright Law.
top of page
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